é¢å³¶ã§èµ·æ¥ãããæå€§1200äžåã®è£å©éãã§ãïŒ ç¹å®æäººåœå¢é¢å³¶å°å瀟äŒç¶ææšé²äº€ä»éã®èŠä»¶ãšã¯ïŒ
ããã«ãç¹å®æäººåœå¢é¢å³¶å°åã®éçšæ©äŒãæ¡å ãããããç¹å®æäººåœå¢é¢å³¶å°å瀟äŒç¶ææšé²äº€ä»éïŒéçšæ©äŒæ¡å äºæ¥ïŒïŒâ»ïŒãè¡ãããšã決å®ããŸãããä»åã¯ãç¹å®æäººåœå¢é¢å³¶å°å瀟äŒç¶ææšé²äº€ä»éã®æŠèŠãèŠä»¶ã«ã€ããŠè§£èª¬ããŸãã
CFP(R)èªå®è
ãäžçŽãã¡ã€ãã³ã·ã£ã«ãã©ã³äºã³ã°æèœå£«(è³ç£éçš)
DC(ç¢ºå®æ åºå¹Žé)ãã©ã³ããŒãäœå®
ããŒã³ã¢ããã€ã¶ãŒã蚌åžå€åå¡
CFP(R)èªå®è
ãäžçŽãã¡ã€ãã³ã·ã£ã«ãã©ã³äºã³ã°æèœå£«(è³ç£éçš)
DC(ç¢ºå®æ åºå¹Žé)ãã©ã³ããŒãäœå®
ããŒã³ã¢ããã€ã¶ãŒã蚌åžå€åå¡
èãã®ã¯è³ã§ã¯ãªãå¿ã§ãã
ããªãã®æœåšæèãèªã¿åããåé¡è§£æ±ºãžãšå°ããŸãã
https://marron-financial.com
ç®æ¬¡
ç¹å®æäººåœå¢é¢å³¶ãšã¯ïŒ
ç¹å®æäººåœå¢é¢å³¶ãšã¯ãæ¥æ¬ã®é æµ·ãªã©ã«ãããæµ·æŽæŽ»åã®ä¿å
šã®ããã«ç¹ã«éèŠã ãšãããåœå¢ã«ããã71ã®é¢å³¶ã®ããšã§ãå©å°»å³¶ã瀌æå³¶ãäœæž¡å³¶ãé å²è«žå³¶ã察銬ãçš®åå³¶ãå±ä¹
å³¶ãªã©ã該åœããŸãã
ç¹å®æäººåœå¢é¢å³¶å°å瀟äŒç¶ææšé²äº€ä»éã®æŠèŠ
ç¹å®æäººåœå¢é¢å³¶ã«ãããæç¶çãªå±
äœãå¯èœãšãªãç°å¢ã®æŽåãå³ãããšãç®çãšããŠãéçšå¢ã䌎ã嵿¥ãŸãã¯äºæ¥æ¡å€§ãè¡ãæ°éäºæ¥è
çã«å¯ŸããŠãã®äºæ¥è³éã®äžéšãè£å©ãããã®ã§ãã
ïŒè£å©å¯Ÿè±¡è ïŒ
察䟡ãåŸãŠäºæ¥ãå¶ãå人ãããã¯æ³äººã§ã次ã®ããããã«è©²åœãããã®
1ïŒè©²åœããç¹å®æäººåœå¢é¢å³¶ã«ãŠåµæ¥ãããã®
2ïŒè©²åœããç¹å®æäººåœå¢é¢å³¶ã®äºåæã«ãŠäºæ¥æ¡å€§ãè¡ããã®
ããã§ãã嵿¥ãšã¯ãå人ã鿥ãããã¯äŒç€Ÿãªã©ãèšç«ããæ°ãã«äºæ¥ãéå§ããããšãšåããããã§ã«äºæ¥ãå¶ãã§ãã人ããäºæ¥ãåŒãç¶ãã§æ°ãã«äºæ¥ãéå§ããããšãå«ãŸããŸãã
ãããŠãäºæ¥æ¡å€§ãšã¯ãæ¢ã«äºæ¥ãå¶ãã§ãã人ããçç£èœåã®æ¡å€§ãååãããã¯ãµãŒãã¹ã®ä»å 䟡å€ã®åäžãå³ãç®çã§ãéçšã®æ¡å€§ããã³èšåæè³ãªã©ãè¡ãããšããããŸãã
ïŒäºæ¥ã®å®æœèŠä»¶ïŒ
ãéçšã®åµåºå¹æãèŠèŸŒãŸãã嵿¥ãããã¯äºæ¥æ¡å€§ã§ããããšããšãªããŸãã
å
·äœçã«ã¯ã婿çµäºåŸã«ãããŠããéçšãç¶ç¶ãŸãã¯æ¡å€§ãããšããæé·æ§ãèŠèŸŒãŸãããã®ã§ããå¿
èŠããããŸãããã®ä»ãäºæ¥çµäºåŸã«å£²äžé«ã®å¢å ãä»å 䟡å€é¡ã®å¢å ãå³ãããå¯èœæ§ã極ããŠé«ããã®ã§ãªããã°ãªããŸããã
ãŸããçžäºæ¹¯ãäºæ¥æ¡å€§ã«å¿
èŠãªäºæ¥è³éã«ã€ããŠãèªå·±è³éãããã¯éèæ©é¢ããã®è³é調éãååã«èŠèŸŒãŸããããšãèŠä»¶ãšãªã£ãŠããŸãã
ïŒéçšèŠä»¶ïŒ
èšç»æéäžã«1é±éã®æå®åŽåæéã 20 æé以äžã®åŸæ¥å¡ãæ°ãã«éçšããèšç»æéçµäºåŸããã®éçšãç¶ç¶ãããããšãèŠä»¶ã§ãããã®ãããè£å©éã«ãã婿ãçµãã£ãããšããéçšããã¡ããšç¶ç¶ããŠãããã確èªããããã«ãè³éå°åž³ãéçšä¿éºå å
¥ã®ç¶æ³ã確èªãããšãšãã«ãåŸæ¥å¡ã®é£çµ¡å
ãææ¡ããçŸå°èª¿æ»ãè¡ãããŸãã
ïŒè£å©ã®å¯Ÿè±¡ãšãªãçµè²»ïŒ
è£å©å¯Ÿè±¡ãšãªãçµè²»ã«ã€ããŠã¯ã以äžã®ãšããã§ãã
1ïŒèšåè²»ïŒæžäŸ¡ååŽè²»å«ãïŒïŒåµæ¥ã«å¿
èŠãªæ©äŒãè£
眮ãåšå
·ãååãªã©ã®ã»ãããããã®èšçœ®è²»çšã賌å
¥è²»ããªãŒã¹æãã¬ã³ã¿ã«æãªã©
2ïŒæ¹ä¿®è²»ïŒæžäŸ¡ååŽè²»å«ãïŒïŒäºæ¥ã«äœ¿çšããããã®å»ºç©ããã³å»ºç©ä»å±èšåã®æ¹ä¿®è²»
3ïŒåºå宣äŒè²»ïŒåºåæ²èŒè²»ãããŒã ããŒãžããã³ãã¬ãããDM補äœã»é
åžã»éµéè²»
4ïŒåºèçåå
¥è²»
5ïŒäººä»¶è²»ïŒåµæ¥ã«äŒŽããæ°ãã«éçšããåŸæ¥å¡ïŒããŒããã¢ã«ãã€ãå«ãïŒã®çµŠäžãè³éããã ããæ¬¡ã®é¡ãäžéãšããã
âåžžå€éçšïŒæé¡35äžå
âéåžžå€éçšïŒæé¡20äžå
âããŒããã¢ã«ãã€ãïŒæ¥é¡8000åïŒäºº
6ïŒç ç©¶éçºè²»ïŒåžå Žèª¿æ»è²»ã詊äœå補äœè²»ã倿³šè²»ãªã©
7ïŒå³¶å€ããã®äºåæç§»è»¢è²»ïŒé¢å³¶å€ããé¢å³¶ãžã®åŒã£è¶ãçµè²»ãªã©
ãããã®çµè²»ã¯ãäºæ¥ã«äœ¿çšãããã®ãšããŠæç¢ºã«åºåã§ãããã®ã§ããã€èšŒæ æžé¡ã«ãã£ãŠéé¡ã確èªã§ãããã®ã«éãããŸãããŸããåœãèªæ²»äœã®ä»ã®è£å©äºæ¥ã«ãã£ãŠè£å©ã®å¯Ÿè±¡ãšãªã£ãŠããçµè²»ã¯å¯Ÿè±¡å€ã§ãã
ïŒè£å©å¯Ÿè±¡äºæ¥è²»ïŒ
äºæ¥èšç»æé1幎éãããã以äžã®é¡ãšãªããŸãããã ããè£å©å¯Ÿè±¡äºæ¥è²»ã®4åã®1以äžã®é¡ïŒè¡š1ã®ã«ãã³å
ïŒãèªå·±è² æ
ããå¿
èŠããããŸãã
ç¹å®æäººåœå¢é¢å³¶å°åäºæ¥æŽ»åæ¯æŽå©åè£çµŠé
éçšæ©äŒæ¡å
äºæ¥ã«æ¡æãããå Žåãè£å©éãå®éã«æ¯æãããã®ã¯ãèšåçã®èšçœ®ã確èªããåŸã§ããã€ãŸãããã£ããçµè²»ãèªåã§è² æ
ããªããã°ãªããŸããããã®ããã®è²»çšãšããŠãæå®éèæ©é¢ããç¡å©åïŒäœå©ïŒã§ã®èè³ïŒæé·5幎éå
éæ®ã眮ããããèè³äžéé¡7200äžåïŒãåããããå¯èœæ§ããããŸãã
ãŸãšã
ç¹å®æäººåœå¢é¢å³¶å°åã§ã¯ã人å£ã®æ¥æžãªã©ã«çŽé¢ããŠãããå°å瀟äŒã®ç¶æã掻æ§åã®å¿
èŠæ§ã«è¿«ãããŠããŸãããããã®æŽ»åãä¿é²ããç®çã§çšæãããŠããã®ãä»åã®å®æäººåœå¢é¢å³¶å°å瀟äŒç¶ææšé²äº€ä»éã§ããäžéšèªå·±è² æ
ã®å¿
èŠã¯ãããã®ã®ãäºæ¥æ¡å€§ã§ããã°èªå·±è² æ
é¡ãé€ããŠãæå€§1600äžåã®è£å©ãåããããŸãã
äºæ¥ã®å
容ã«å
±æããé¢å³¶ã§èµ·æ¥ãããã¯äºæ¥ãæ¡å€§ããŠã¿ãããšæã£ãŠãããªãããã²å¿åããŠã¿ãŸãããã
åºå ž
ïŒâ»ïŒåæµ·éå©å°»çºã什å5幎床ãç¹å®æäººåœå¢é¢å³¶å°å瀟äŒç¶ææšé²äº€ä»éã-éçšæ©äŒæ¡å
äºæ¥-ã第1åå
¬åèŠé ïŒä»€å4幎11æïŒ
å·çè
ïŒæ°äºæºçŸ
CFP(R)èªå®è
ãäžçŽãã¡ã€ãã³ã·ã£ã«ãã©ã³äºã³ã°æèœå£«(è³ç£éçš)
DC(ç¢ºå®æ åºå¹Žé)ãã©ã³ããŒãäœå®
ããŒã³ã¢ããã€ã¶ãŒã蚌åžå€åå¡

