å æ¥ããããŒãºãã圌女ã«â幎åâãåå ã§çµå©ãæãããŸããã33æ³äŒç€Ÿå¡ã§å¹Žåã380äžåãã¯äººäžŠã¿ã§ã¯ãªãã®ã§ããããïŒ
äŸãã°33æ³äŒç€Ÿå¡ã§å¹Žå380äžåã¯äººäžŠã¿ã ãšæã£ãŠããã®ã«ãããããŒãºãæãããŠããŸã£ãå Žåãå幎代ã®å¹³å幎åãšæ¯èŒããŠå°ãªãã®ã§ããããã
ããã§ä»åã¯ã30代ååã®å¹³å幎åã調ã¹ãŠã¿ãŸãããå°æ¥ã®çµå©ã«åããŠå¹Žåãå¢ããæ¹æ³ãã玹ä»ããŸãã®ã§åèã«ããŠã¿ãŠãã ããã
ãã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒ
FinancialFieldç·šééšã¯ãéèãçµæžã«é¢ããèšäºããæ¥ã ã®æ®ããã«ã©ã®ãããªåœ±é¿ãäžããããšããèŠç¹ã§ããéã®ç¥èããªãæ¹ã§ãçè§£ã§ããããããããããçºä¿¡ããŠããŸãã
ç·šééšã®ã¡ã³ããŒã¯ããã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒã®è³æ ŒååŸè ãäžå¿ã«ããéãæ®ãããã«é¢ããæžç±ã»éèªã®ç·šéçµéšè ã§æ§æãããäŒç»ç«æ¡ããèšäºæ²èŒãŸã§ãã¹ãŠã®å·¥çšã«é¢ããããšã§ãèªè ç®ç·ã®ã³ã³ãã³ãã远æ±ããŠããŸãã
FinancialFieldã®ç¹åŸŽã¯ããã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒãåŒè·å£«ãçšç士ãå® å°å»ºç©ååŒå£«ãçžç¶èšºæå£«ãäœå® ããŒã³ã¢ããã€ã¶ãŒãDCãã©ã³ããŒãå ¬èªäŒèšå£«ã瀟äŒä¿éºåŽå士ãè¡æ¿æžå£«ãæè³ã¢ããªã¹ãããã£ãªã¢ã³ã³ãµã«ã¿ã³ããªã©150å以äžã®æè³æ Œè ãå·çè ã»ç£ä¿®è ãšããŠè¿ãããããããæãããã幎éãçšéãçžç¶ãä¿éºãããŒã³ãªã©ã®è©±ãããããããçºä¿¡ããŠããç¹ã§ãã
ãã®ããã«ç·šéçµéšè±å¯ãªã¡ã³ããŒãšéèãçµæžã«ç²Ÿéããå·çè ã»ç£ä¿®è ã«ããå·çäœå¶ãç¯ãããšã§ãå 容ã®ããããããã¯ãã¡ããã®ããšãèªã¿å¿ãã®ããã³ã³ãã³ããšç¢ºããªæ å ±çºä¿¡ãå®çŸããŠããŸãã
ç§ãã¡ã¯ãå¿«é©ã§ããè¯ãçæŽ»ã®ã¢ã€ãã¢ãæäŸãããéã®ã³ã³ã·ã§ã«ãžã¥ãç®æããŸãã
ç®æ¬¡
33æ³äŒç€Ÿå¡ã§å¹Žå380äžåã¯å¹³åãšæ¯èŒããŠå°ãªãïŒ
åœçšåºé·å®å®æ¿äŒç»èª²ã®ã什å4å¹Žåæ°é絊äžå®æ çµ±èšèª¿æ»ãã«ãããšã30代ååïŒ30ïœ34æ³ïŒã®å¹³å幎åã¯ä»¥äžã®éãã§ãã
ã»ç·æ§ïŒ485äž2000å
ã»å¥³æ§ïŒ338äž3000å
ã»ç·å¥³èšïŒ424äž5000å
33æ³ã®ç·æ§äŒç€Ÿå¡ã§å¹Žåã380äžåã®å Žåãåäžä»£ã®ç·æ§äŒç€Ÿå¡ãšæ¯èŒããŠ105äž2000åãç·å¥³èšã§ã44äž5000åå°ãªãããšãåãããŸãã
å¹³åå€ã§ã¯ãªãäžå€®å€ãåèã«ã§ãã
å¹³å幎åã¯ã調æ»å¯Ÿè±¡è
ã®å¹Žååèšã察象è
ã®æ°ã§å²ã£ãæ°å€ã§ããäžã«ã¯æ¥µç«¯ã«å¹Žåã®é«ã人ãå«ãŸããããšãããããã®æ°å€ãå¹³å幎åãåŒãäžããå ŽåãèããããŸããããã«å¯ŸããŠäžå€®å€ã¯ãããŒã¿ãå°ããé ã«äžŠã¹ãŠã¡ããã©çãäžã«ããå€ã®ããšã§ããäžå€®å€ã§ã¯ã極端ã«å¹Žåãäœã人ãé«ãäººã®æ°å€ã®åœ±é¿ãåãã«ãããšãããŸãã
äŸãã°ããæ±äººãµã€ãã§ã¯ãç»é²è
ã®å¹ŽåããŒã¿ãå
¬è¡šããŠããŠã33æ³ã®å¹Žåã®å¹³åå€ãšäžå€®å€ã¯ä»¥äžã®éãã§ãã
ã»å¹³åå€ïŒ445äžåïŒç·æ§ïŒ491äžåïŒå¥³æ§ïŒ381äžåïŒ
ã»äžå€®å€ïŒ400äžåïŒç·æ§ïŒ450äžåïŒå¥³æ§ïŒ350äžåïŒ
33æ³ã®ç·æ§äŒç€Ÿå¡ã®å Žåã幎åã®äžå€®å€ã¯450äžåã§ããäžå€®å€ãšæ¯èŒããŠãã33æ³ã®ç·æ§äŒç€Ÿå¡ã§å¹Žå380äžåã§ã¯åäžä»£ã®ç·æ§äŒç€Ÿå¡ãã70äžåãç·å¥³èšã§ã20äžåå°ãªãããšãåãããŸãã
å°æ¥ã«åããŠå¹Žåãå¢ããæ¹æ³
åè¿°ããåœçšåºé·å®å®æ¿äŒç»èª²ã®èª¿æ»ã«ãããšã30代åŸåïŒ35ïœ39æ³ïŒã«ãªããšå¹³å幎åã¯461äž9000åïŒç·æ§ïŒ548äž8000åïŒå¥³æ§ïŒ332äž6000åïŒãšãªã£ãŠããŸãã幎åãçç±ã«åœŒå¥³ããçµå©ãæãããå Žåãå°æ¥ã«åããŠå¹Žåãå¢ããããã«ã以äžã®ãããªæ¹æ³ãæ€èšã§ããã§ãããã
ã»ä»ã®è·å Žã§ææ Œã»æé²ãç®æã
è³æ ŒååŸããã£ãªã¢ãç©ãããšã§ãææ Œã»æé²ã«äŒŽã幎åãã¢ããããããšãèããããŸããäŒç€Ÿã®è©äŸ¡åºæºãææ¡ããŠãè³æ Œæåœãåœ¹è·æåœã«ã€ããŠç¢ºèªããŠãããšããã§ãããããã ã幎åã¢ãããŸã§ã«æéããããå Žåãããç¹ã«æ³šæãå¿
èŠã§ãã
ã»ç©ºãæéã«å¯æ¥ããã
宿åŸãäŒã¿ã®æ¥ã掻çšããŠå¯æ¥ããããšã§ãåå
¥ãäžããããŸããã¢ã«ãã€ãã ãã§ãªããèªå®
ã§ãã§ããã¯ã©ãŠããœãŒã·ã³ã°ãªã©ããããç¹æãè¶£å³ãªã©ãçããããããããŸããããã ããç¡çãããŠæ¬æ¥ã«æ¯éãåºãªãããã«æ³šæããå¿
èŠããããŸãã
ã»äœå°è³éã䜿ã£ãŠè³ç£éçšããã
é 貯éã ãã§ãéãå¢ããã®ã¯é£ãããããè³ç£éçšãå§ããŠå°æ¥äœ¿ããéãäžæã«è²ãŠãããšãæ€èšã§ããŸããçšå¶é¢ã§åªéãããNISAãªã©ã掻çšããã®ãããã§ããããè³ç£éçšã«ã¯ãªã¹ã¯ã䌎ããããäœå°è³ç£ã䜿ã£ãããé·æçã«å®å®ããŠè³ç£ãéçšããããã«ãã£ãããšåŠç¿ãããããããšã倧åã§ãã
ã»å¹Žåã®é«ãäŒç€Ÿãžè»¢è·ãã
ä»ã®è·å Žã§å¹Žåã¢ãããæåŸ
ã§ããªãå Žåã¯ã幎åã®é«ãã»ãã®äŒç€Ÿãžè»¢è·ããããšãæ€èšã§ããŸããä»ãŸã§ç©ã¿äžããŠããã¹ãã«ãçµéšãçãããè·å ŽããããããããŸãããå¹³å幎åã®é«ã仿¥çš®ãžã®è»¢è·ã«ææŠããã®ãããã§ãããããã ã転è·ã§å¿
ããã幎åãäžãããšã¯éããªããããè»¢è·æŽ»åã«ã¯æ
éãã倧åã§ãã
33æ³ã®ç·æ§äŒç€Ÿå¡ã§å¹Žå380äžåã¯åäžä»£ã®å¹³åããã105äž2000åå°ãªãïŒ
33æ³ã®ç·æ§äŒç€Ÿå¡ã§å¹Žå380äžåã®å Žåãåäžä»£ã®ç·æ§äŒç€Ÿå¡ãšæ¯èŒãããš105äž2000åãç·å¥³èšã§ã44äž5000åå°ãªãããšãåãããŸããã
極端ã«å¹Žåãäœã人ãé«ãäººã®æ°å€ã®åœ±é¿ãåãã«ããäžå€®å€ã§æ¯èŒããŠããåäžä»£ã®ç·æ§äŒç€Ÿå¡ãã70äžåãç·å¥³èšã§ã20äžåã»ã©å°ãªãããã§ãã幎åãçç±ã§åœŒå¥³ããçµå©ãæãããå Žåãçµæžçã«å®å¿ããŠããããããã«å¹Žåã¢ãããç®æãå¿
èŠãããã§ãããã
å°æ¥ã«åããŠå¹Žåãå¢ããæ¹æ³ã«ã¯ãä»ã®è·å Žã§ææ Œã»æé²ãç®æãããšãã空ãæéã«å¯æ¥ãããããšãæããããŸããäœå°è³éã䜿ã£ãŠè³ç£éçšãå§ãããã幎åã®é«ãäŒç€Ÿãžè»¢è·ãããããããšãæ€èšã§ããã§ãããã
åºå ž
åœçšåºé·å®å®æ¿äŒç»èª² 什å4å¹Žåæ°é絊äžå®æ
çµ±èšèª¿æ» ïŒèª¿æ»çµæå ±åïŒ ç¬¬10衚 äºæ¥æèŠæš¡å¥åã³å¹Žéœ¢éå±€å¥ã®çµŠäžæåŸè
æ°ã»çµŠäžé¡ ãã®3 å¹³å絊äžïŒ170ããŒãžïŒ
å·çè
ïŒFINANCIAL FIELDç·šééš
ãã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒ