å ±åãäžåž¯ã倿°æŽŸã«ãªã£ããã©ãå°æ¥äž»å©ŠïŒå€«ïŒäžåž¯ã£ãŠå®éã«ã©ããããããïŒ
FPäºåæã©ã€ãããªã¥ãŒä»£è¡š
CFP®ïžèªå®è
ãFPæèœå£«1çŽã蚌åžå€åå¡äžçš®ãäœå®
ããŒã³ã¢ããã€ã¶ãŒãçµæŽ»ã¢ããã€ã¶ãŒåäŒäŒå¡
倧æé»æ©ã¡ãŒã«ãŒã§äººäºåŽåã®ä»äºã«é·ãåŸäºã瀟å¡ã®ãã£ãªã¢ã®ç¯ç®ãã©ã€ãã€ãã³ãã«æ°å€ãç«ã¡äŒããªãã§ããéã®åé¡ã«åãåããªããŠã¯è§£æ±ºã«ã€ãªãããªããšçæãFPè³æ ŒååŸåŸã¯ãããã®çµéšãä»äºã«æŽ»ãããšãšãã«ãæ¥æ¬FPåäŒã®ç¡æçžè«å®€çžè«å¡ãã»ãããŒè¬åž«ãå·ç掻åçãç¶ããŠããã
ç®æ¬¡
æ¥æ¬ã®äžåž¯æ§é ã¯å€§ããå€ãã£ã
å
±åããšå°æ¥äž»å©ŠïŒå€«ïŒã®äžåž¯æ°æ¯èŒãããåã«ããŸãæ¥æ¬ã®äžåž¯æ§é å
šäœã®å€åã確èªããŠãããŸããããå³è¡š1ã¯ã65æ³æªæºã®çŸåœ¹äžä»£ã®äžåž¯æ§é ãåé¡ãããã®æ§æå²åã®æšç§»ã瀺ãããã®ã§ãïŒâ»1ïŒã
å³è¡š1
çŽ40幎匱ã®éã«ã倫婊ãŸãã¯ã²ãšãèŠªãšæªå©ã®åã®ã¿ã®äžåž¯ãã倧ããæžå°ãããåç¬äžåž¯ãã¯å€§ããå¢å ããŸããã
65æ³ä»¥äžã®é«éœ¢è
ãå«ãå
šäžåž¯ã§ä»€å5幎ã®å²åãèŠããšãã倫婊ãŸãã¯ã²ãšãèŠªãšæªå©ã®åã®ã¿ã®äžåž¯ãã®å²åã¯31.7ïŒ
ãšããã«å°ãªããªãããåç¬äžåž¯ãã®å²åã34.0ïŒ
ã§æãé«ããªããŸãããŸããã倫婊ã®ã¿ã®äžåž¯ãã24.6ïŒ
ãŸã§å¢å ããããšãããã倫婊ã®ã¿ã®äžåž¯ãå
šäœã«å ããé«éœ¢è
ã®å²åãé«ãããšãåãããŸãã
é«éœ¢å€«å©Šäžåž¯ã¯ããã®åŸé
å¶è
ãšã®æ»å¥ãè¿ããŸããããåç¬äžåž¯ãã®å²åã¯å³è¡š1ã®å²åããã»ãŒå€ãããŸãããåã®äžåž¯ã«å
¥ããªã©ã®éžæãèããããŸããããåç¬äžåž¯ãã®å¢å ã«åœ±é¿ãäžããã®ã¯ãé«éœ¢è
ãããçŸåœ¹äžä»£ãšããããã§ãã
ãŸããåã調æ»ã§ã¯ãæå28幎ãã什å5幎ãŸã§ã®70幎éã®äžåž¯æ°ãšäžåž¯äººæ°ã®æšç§»ã調ã¹ãŠããŸãããã®çµæãå
šäžåž¯æ°ã¯çŽ1700äžäžåž¯ããçŽ5400äžäžåž¯ãš3å以äžã«ãªã£ããã®ã®ãå¹³åäžåž¯äººæ°ã¯5.00人ãã2.23人ãšåå以äžã«æžå°ããŠããŸãããããããããåç¬äžåž¯ããšã倫婊ã®ã¿äžåž¯ãã®å²åãå¢ãç¶ããŠããããšãèŠãŠåããŸãã
å°æ¥äž»å©ŠïŒå€«ïŒäžåž¯æ°ã®æšç§»
ãã®ããã«äžåž¯ãã©ã³ã¹ã®å€§ããªå€åãèµ·ãã£ããªãã§ãå
±åããšå°æ¥äž»å©ŠïŒå€«ïŒãšãã倫婊ã®åãæ¹ã®éãã¯ã©ã®ããã«å€åããŠããã®ããå³è¡š2ã§ç¢ºèªããŸãïŒâ»2ïŒããªãããã®èª¿æ»ã§ã¯éçšãããŠããè
ã察象ã«éèšããŠããŸãã
å³è¡š2
ïŒåçåŽåçã什å5幎ç åçåŽåçœæžãïŒâ»2ïŒãã転èŒïŒ
çŽ30幎åã«ã¯ããå
±åãããšãå°æ¥äž»å©Šãã®äžåž¯æ°ã¯ãã§ã«ã»ãŒäºè§ã§ããã以éã¯å
±åãäžåž¯ã倧ããåŒãé¢ããŠããããšãåãããŸãã
ãªããæ¬èª¿æ»ã«å°æ¥äž»å€«ã¯å«ãŸããŸããããå¹³æ27幎ã®åœå¢èª¿æ»ã§ã¯ã倫婊ã®ããäžåž¯ç·æ°ã«å ããã倫ãéå°±æ¥è
ã®ãã¡åŠ»ãå°±æ¥è
ãã®å²åã¯4.1ïŒ
ã§ããèª¿æ»æ¯äœãç°ãªãã®ã§åçŽæ¯èŒã¯ã§ããŸããããå°æ¥äž»å€«ã¯åŸ®å¢åŸåãªããå°æ°ã«ãšã©ãŸã£ãŠããŸãïŒâ»3ïŒã
å³è¡š1ãšéãããšãå
±åããšå°æ¥äž»å©Šã®äžåž¯æ°ãã»ãŒäºè§ãšãªã£ã90幎代ããè¿å¹ŽãŸã§ãåãããäžåž¯ã®å²åã¯ã»ãšãã©æžã£ãŠããŸãããããã®éã«åŠ»ãåãã«åºãäžåž¯ãäžæ°ã«å¢ããææ°ã®2022幎ã§ã¯å°æ¥äž»å©Šäžåž¯ã®2.3åãšãªã£ãŠããŸãã
劻ã¯éæ£èŠéçšã§ããã±ãŒã¹ãå€ããšèããããŸãããä»åŸãå°æ¥äž»å©Šäžåž¯æ°ãšã®å·®ãåºãã£ãŠããããšãäºæ³ãããŸãã
å°æ¥äž»å©Šãæ¯æããæèã®å€å
ã§ã¯ããã®ãããªåŸåã®è£ã«ã¯ãã©ã®ãããªæèã®å€åãããã®ã§ãããããæ§å¥ã®åœ¹å²åæ
ã«é¢ããæè調æ»ãèŠããšãã倫ã¯ä»äºã劻ã¯å®¶åºãå®ãããšããèãæ¹ã«å察ããå²åããç·å¥³ãšãäžè²«ããŠå¢å ãç¶ããŠããŸãïŒå³è¡š3ïŒã
å³è¡š3ã
ïŒå
é£åºç·å¥³å
±ååç»å±ãç·å¥³å
±ååç»çœæž 什å4幎çãïŒâ»4ïŒãã転èŒïŒ
什åå
幎ã®ããŒã¿ã§ããè³æããã©ã¡ãããšããã°è³æãã®å²åãç·æ§ã¯çŽ4å²ã女æ§ã§çŽ3å²ããŸããããè³æãã®å²åã¯ç·æ§ã®70æ³ä»¥äžã§æãé«ãããå察ãã®å²åã¯å¥³æ§ã®60æ³ä»£ä»¥äžãšç·æ§ã®30æ³ä»£ã§é«ããªã£ãŠããŸãïŒâ»5ïŒã
ç·å¥³éçšæ©äŒåçæ³ãæœè¡ãããŠããçŽ40幎ãã¡ã女æ§ã®å°±æ¥ç°å¢ã¯æ³åŸã瀟å
å¶åºŠã®é¢ã§ã¯å€§ããé²å±ããŠãããšãããŸããããã§ããäŒæ¥ã®æ
£ç¿ãäžåžã®çè§£ã»äŸ¡å€èгãªã©ãåã
ã®è·å Žç¹æã®çç±ããã女æ§ã®å°±ãè·çš®ããæ£ç€Ÿå¡ãšããŠãã£ãªã¢ãç¶ç¶ã§ããåå£ãªã©ã«ã¯ããŸã ãŸã çŸå Žã®æž©åºŠå·®ãæ®ã£ãŠããããã«æããŸãã
æåŸã«
å
±åããšå°æ¥äž»å©ŠïŒå€«ïŒãã©ã¡ãã®åãæ¹ãå¯èœãªæä»£ã«å€åããŠããŸããããã ãå
±åãã®å¢å ã¯ãåœäºè
ã®èªç±ãªéžæä»¥å€ã«ããäºãã®éçšåœ¢æ
ãå®¶èšã®äºæ
ãªã©ãçµæžçãªå¿
èŠæ§ãåŸæŒãããŠããé¢ã倧ãããšèããããŸãã
äžæ¹ã倫婊ã§é·æã®éçšæéãåŸãããšã¯ãå°æ¥ã®èåŸè³éãè霢åç幎éãå¢ããã¡ãªããã«ã€ãªãããŸããããŸããŸãªèæ¯ãåæ©ããããŸãããåœé¢ãå
±åãäžåž¯ã®å²åãå¢ãç¶ããŠããããšã§ãããã
åºå ž
ïŒâ»1ïŒåçåŽåçã2023ïŒä»€å5ïŒå¹Žãåœæ°ç掻åºç€èª¿æ»ã®æŠæ³ çµæã®æŠèŠ I äžåž¯æ°ãšäžåž¯äººå¡ã®ç¶æ³
ïŒâ»2ïŒåçåŽåç 什å5幎ç åçåŽåçœæž å³è¡š1-1-3 å
±åãçäžåž¯æ°ã®å¹Žæ¬¡æšç§»
ïŒâ»3ïŒç·åççµ±èšå± å¹³æ27幎åœå¢èª¿æ» 調æ»ã®çµæ å°±æ¥ç¶æ
çåºæ¬éèšçµæ
ïŒâ»4ïŒå
é£åºç·å¥³å
±ååç»å± ç·å¥³å
±ååç»çœæž 什å4幎ç 第2ç¯ ä»äºãšç掻ã®èª¿å
ïŒâ»5ïŒå
é£åº ç·å¥³å
±ååç»ç€ŸäŒã«é¢ããäžè«èª¿æ»ïŒä»€åå
幎9æèª¿æ»ïŒ äžè«èª¿æ»å ±åæž
å·çè
: äŒè€ç§é
FPäºåæã©ã€ãããªã¥ãŒä»£è¡š
CFP®ïžèªå®è
ãFPæèœå£«1çŽã蚌åžå€åå¡äžçš®ãäœå®
ããŒã³ã¢ããã€ã¶ãŒãçµæŽ»ã¢ããã€ã¶ãŒåäŒäŒå¡



