2çš®é¡ã®é€åçžçµã®éããç¹å¥é€åçžçµãªãå®èŠªã®çžç¶æš©ã¯ãªãïŒã
é€åçžçµã«ã¯æ®éé€åçžçµãšç¹å¥é€åçžçµããããããããã§å®èŠªãšã®æ³åŸäžã®é¢ä¿æ§ãèŠä»¶ãç°ãªããŸããå®èŠªã®çžç¶æš©ã¯ãæ®éé€åçžçµã«ã¯ãããŸãããç¹å¥é€åçžçµã«ã¯ãããŸããã
ããã§ã¯ãæ®éé€åçžçµãšç¹å¥é€åçžçµã®ç¹åŸŽãéããå®èŠªã®çžç¶æš©ã«ã€ããŠè§£èª¬ããŸãã
ãã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒ
FinancialFieldç·šééšã¯ãéèãçµæžã«é¢ããèšäºããæ¥ã ã®æ®ããã«ã©ã®ãããªåœ±é¿ãäžããããšããèŠç¹ã§ããéã®ç¥èããªãæ¹ã§ãçè§£ã§ããããããããããçºä¿¡ããŠããŸãã
ç·šééšã®ã¡ã³ããŒã¯ããã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒã®è³æ ŒååŸè ãäžå¿ã«ããéãæ®ãããã«é¢ããæžç±ã»éèªã®ç·šéçµéšè ã§æ§æãããäŒç»ç«æ¡ããèšäºæ²èŒãŸã§ãã¹ãŠã®å·¥çšã«é¢ããããšã§ãèªè ç®ç·ã®ã³ã³ãã³ãã远æ±ããŠããŸãã
FinancialFieldã®ç¹åŸŽã¯ããã¡ã€ãã³ã·ã£ã«ãã©ã³ããŒãåŒè·å£«ãçšç士ãå® å°å»ºç©ååŒå£«ãçžç¶èšºæå£«ãäœå® ããŒã³ã¢ããã€ã¶ãŒãDCãã©ã³ããŒãå ¬èªäŒèšå£«ã瀟äŒä¿éºåŽå士ãè¡æ¿æžå£«ãæè³ã¢ããªã¹ãããã£ãªã¢ã³ã³ãµã«ã¿ã³ããªã©150å以äžã®æè³æ Œè ãå·çè ã»ç£ä¿®è ãšããŠè¿ãããããããæãããã幎éãçšéãçžç¶ãä¿éºãããŒã³ãªã©ã®è©±ãããããããçºä¿¡ããŠããç¹ã§ãã
ãã®ããã«ç·šéçµéšè±å¯ãªã¡ã³ããŒãšéèãçµæžã«ç²Ÿéããå·çè ã»ç£ä¿®è ã«ããå·çäœå¶ãç¯ãããšã§ãå 容ã®ããããããã¯ãã¡ããã®ããšãèªã¿å¿ãã®ããã³ã³ãã³ããšç¢ºããªæ å ±çºä¿¡ãå®çŸããŠããŸãã
ç§ãã¡ã¯ãå¿«é©ã§ããè¯ãçæŽ»ã®ã¢ã€ãã¢ãæäŸãããéã®ã³ã³ã·ã§ã«ãžã¥ãç®æããŸãã
æ°äºæºçŸ/ããŒã¿ã«ãããŒã³ã³ãµã«ã¿ã³ã
å
¬åŒãµã€ãïŒhttps://marron-financial.com/
ïŒä¿æè³æ ŒïŒ
ã»ïŒçŽãã¡ã€ãã³ã·ã£ã«ã»ãã©ã³ãã³ã°æèœå£«
ã»CFP®
ã»DC(ç¢ºå®æ åºå¹Žé)ãã©ã³ããŒ
ã»äœå®
ããŒã³ã¢ããã€ã¶ãŒ
ã»èšŒåžå€åå¡
ãããŒã³ã³ãµã«ã¿ã³ããšããŠã®å人åãçžè«ãNISAã»iDeCoãã¯ãããšããéçšã«ãŸã€ã
ãã»ãããŒè¬åž«ã®ã»ããéèã¡ãã£ã¢ãžã®å·çããã³ç£ä¿®ã«æºãã£ãŠãããçŸåšå¹Žé200æ¬
以äžã®å·çã»ç£ä¿®ãããªããŠããããããŸã§ã®å·çã»ç£ä¿®å®çžŸã¯3,500æ¬ãè¶
ããã
ç®æ¬¡
é€åçžçµã¯2çš®é¡
ã
é€åçžçµã«ã¯ãå®èŠªãšæ³åŸäžã®èŠªåé¢ä¿ãç¶æãã€ã€é€åçžçµã«ãã芪åé¢ä¿ãçãããããæ®éé€åçžçµããšãå®èŠªãšã®èŠªåé¢ä¿ãçµ¶ã¡ãé€èŠªã»é€åã§æ³åŸäžã®èŠªåé¢ä¿ãšãªããç¹å¥é€åçžçµãã®2çš®é¡ãããŸããããããã§å®èŠªãšã®èŠªåé¢ä¿ãèŠä»¶ãç°ãªããŸãã
ããã§ã¯ãæ®éé€åçžçµãšç¹å¥é€åçžçµã®ç¹åŸŽãéãã«ã€ããŠèŠãŠãããŸãããã
é€åçžçµãšã¯
ã
é€åçžçµãšã¯ãèªç¶çãªèŠªåé¢ä¿ããªã人ã®éã§ãæ°æ³ã«åºã¥ãæ³çãªèŠªåé¢ä¿ãæç«ãããå¶åºŠã§ãã第äžè
ã ãã§ãªããå«ãªã©ã®èŠªæãé€åã«ã§ããŸãã
é€åçžçµã®èŠªããé€èŠªããåããé€åããšãããŸããé€åçžçµãæç«ããå Žåã«ãèªæ²»äœãªã©ããééçæ¯æŽã¯ãããŸããã
é€åçžçµã«ãã£ãŠãé€èŠªãšé€åãšã®éã«èŠªåãšããŠã®æ³åŸé¢ä¿ãçãããããé€èŠªã¯é€åã®æ¶é€çŸ©åãè² ããŸãã
æ®éé€åçžçµ
ã
æ®éé€åçžçµã¯ãå®ã®èŠªãšæ³åŸäžã®èŠªåé¢ä¿ãç¶æãããŸãŸãé€èŠªã®é€åã«ãªãããšã§ããé€èŠªãšãæ³åŸäžã®èŠªåé¢ä¿ãçããããŸãããã®ãããé€åã¯å®ã®èŠªãšã¯èªç¶èŠªåé¢ä¿ãããã«ã¯é€åçžçµã«ããé€èŠªãšã®èŠªåé¢ä¿ã«ãã£ãŠãäºéã®èŠªåé¢ä¿ãæããŸãã
é€èŠªã¯20æ³ä»¥äžã§ãç¬èº«ã§ãã£ãŠã察象ã«ãªããé€åã¯é€èŠªããã幎äžã§å°å±ã§ãªããã°å¯èœã§ãã被åŸèŠäººãæªæå¹Žè
ãé€åã«ãªãå Žåã«ã¯å®¶åºè£å€æã®èš±å¯ãå¿
èŠã§ããäŸãã°ãå©¿é€åãå«é€åããšããããªã±ãŒã¹ããããŸãã
ç¹å¥é€åçžçµ
ã
ç¹å¥é€åçžçµã¯ãé€åã¯å®èŠªãšå®èŠªã®è¡æãšã®èŠªæé¢ä¿ãçµäºããŠãé€èŠªãšé€èŠªã®è¡æãšã®èŠªæé¢ä¿ã®ã¿ã«ãªãããšã§ãé€åã®ä¿è·ã»çŠç¥ã®å¢é²ãç®çãšããŠããŸããé€åã¯æžç±äžãå®èŠªãšã®èŠªåé¢ä¿ã¯ãªããªããé€èŠªã¯é€åãå®ã®åäŸãšåãæ±ããããŸãã
é€åã¯åå15æ³æªæºã§ãé€èŠªã¯25æ³ä»¥äžã®æ¢å©è
ã察象ã§ããç¹å¥é€åçžçµã«ãªããã©ããã¯ã6ã¶æéã®è©Šéšé€è²æéãçµãããã§ãå®¶åºè£å€æã倿ããŸãã
æ®éé€åçžçµãšç¹å¥é€åçžçµã®å®èŠªã®çžç¶æš©ã«ã€ããŠ
ã
æ®éé€åçžçµãšç¹å¥é€åçžçµã§ã¯ãå®èŠªã®çžç¶æš©ã«éãããããŸããå®èŠªã亡ããªã£ãå Žåãæ®éé€åçžçµã¯è²¡ç£çžç¶ãã§ããŸãããç¹å¥é€åçžçµã¯è²¡ç£çžç¶ã§ããŸãããçžç¶æš©ã«ã€ããŠäºåã«ææ¡ããŠããªããšãããšã§ãã©ãã«ã«ãªãå¯èœæ§ããããŸãã
ããã§ã¯ãæ®éé€åçžçµãšç¹å¥é€åçžçµã®å®èŠªã®çžç¶æš©ã«ã€ããŠèŠãŠãããŸãããã
æ®éé€åçžçµã¯çžç¶æš©ããã
ã
æ®éé€åçžçµã¯ãå®ã®èŠªãšèŠªåé¢ä¿ãç¶æãããŸãŸãé€èŠªã®é€åã«ãªãå¶åºŠã§ãããã®ãããå®èŠªã亡ããªã£ãå Žåã¯å®èŠªã®è²¡ç£ãçžç¶ã§ããŸãããŸããé€èŠªãšã®éã«ã芪åé¢ä¿ãçããŠãããããé€èŠªã亡ããªã£ãå Žåã«ãé€èŠªã®è²¡ç£ãçžç¶å¯èœã§ãã
ç¹å¥é€åçžçµã¯çžç¶æš©ããªã
ã
ç¹å¥é€åçžçµã¯ãé€åã¯å®èŠªã®èŠªåé¢ä¿ãçµ¶ã¡ãé€èŠªã®é€åã«ãªãå¶åºŠã§ãããã®ãããå®èŠªã亡ããªã£ãå Žåã¯ãå®èŠªã®è²¡ç£ã¯çžç¶ã§ããŸãããããããé€èŠªãšã®éã«ã¯æ³çãªèŠªåé¢ä¿ãçãããããé€èŠªã亡ããªã£ãå Žåã«ã¯é€èŠªã®è²¡ç£ãçžç¶ã§ããŸãã
æ®éé€åçžçµãšç¹å¥é€åçžçµã§ã¯çžç¶æš©ã«éãããã
ã
é€åçžçµã¯æ®éé€åçžçµãšç¹å¥é€åçžçµã®2çš®é¡ãããæ®éé€åçžçµã¯å®èŠªãšã®æ³åŸäžã®èŠªåé¢ä¿ãç¶ç¶ããç¹å¥é€åçžçµã¯å®èŠªãšã®èŠªåé¢ä¿ãçµ¶ã€ç¹ã倧ããªéãã§ããã©ã¡ããé€èŠªãšæ³åŸäžã®èŠªåé¢ä¿ãçããŸãã
ãŸããé€èŠªãé€åã®èŠä»¶ãªã©ã«éãããããŸãã
é€åçžçµãæ€èšããŠããæ¹ã¯ãããããã®é€åçžçµã®ç¹åŸŽãšéããçè§£ããããã§éžæããããã«ããŸãããã
å·çè
ïŒFINANCIAL FIELDç·šééš
ç£ä¿®ïŒæ°äºæºçŸ
CFP(R)èªå®è
ãäžçŽãã¡ã€ãã³ã·ã£ã«ãã©ã³äºã³ã°æèœå£«(è³ç£éçš)
DC(ç¢ºå®æ åºå¹Žé)ãã©ã³ããŒãäœå®
ããŒã³ã¢ããã€ã¶ãŒã蚌åžå€åå¡
